| Do you hold your breath every time the mail | | | | future for yourself? In other words, is it worth |
| delivery person calls? Do you dread Christmas, | | | | the EFFORT that you will need to put in? Only |
| Easter and the birthdays of family and close | | | | you can answer that. |
| relatives? Do you look forward to getting holiday | | | | Nothing worth anything was ever achieved |
| pay and bonuses only because it allows you a little | | | | without effort. For many people "effort" is a dirty |
| more money to pay the never-ending flood of | | | | word. It's far easier to whinge and whine and |
| bills? Like the song by Simply Red... "money's too | | | | complain about how bad things are. |
| tight to mention." Is it? | | | | So, is that what you will do? Whinge and whine |
| Does any of the above sound just a bit like YOU? | | | | and complain? It's just SO EASY to do nothing. |
| Or maybe even... a LOT like you? | | | | Isn't it? Or... |
| Don't worry. I have just described the feelings of | | | | ... are you prepared to confront your debts, put a |
| millions upon millions of people. BUT... that does not | | | | plan in action, create a wealth building program for |
| mean that YOU have to accept it. Well, not unless | | | | yourself and lead a less stressful life? You can |
| you have already given up and surrendered the | | | | beat debt. You CAN thrust a spear right through |
| rest of your life to the tyranny of debt. Have | | | | its heart and never have to worry about it again. |
| you already done that? I hope not. | | | | If you want to. |
| How would you like to put a spear right through | | | | Very simply, here are THREE steps: |
| the ugly heart of debt forever? You can, you | | | | 1. make a decision |
| know. All it takes is a decision and then some | | | | 2. get a plan |
| positive action. | | | | 3. work the plan. |
| But, the REAL question is this - is the pain of | | | | If you cannot think of your own plan then - NO |
| doing something about killing your debt worse | | | | PROBLEM - borrow somebody else's. |
| than the pain of debt itself? | | | | A little bit of pain now will prevent a lifetime of |
| Maybe you should read that last sentence again | | | | continuous pain and struggle for you in the future. |
| just to make sure that you UNDERSTAND what I | | | | You can defeat crippling, worrisome debt. But do |
| said. | | | | you REALLY want to? It's YOUR future. Only |
| Are you MORE fearful of changing your habits | | | | YOU can decide. Are you ready to take the |
| than the reward of creating a better financial | | | | spear? |